The SCH Edge

Our MAR Funding program is different from other A/R financing sources.

• SCH purchases your receivables rather than lends you money 
• SCH turns your receivables into cash within 24 to 48 hours
• SCH funds on a claim-by-claim basis rather than by batching your receivables

• SCH’s qualifying audit provides a value-added financial x-ray of your organization’s fiscal health. The audit:

  • Validates your internal controls
  • Establishes a net collectible valuation of your receivables on a claim-by-claim, payor-by-payor basis, using your actual reimbursement history
  • Provides you with a financial overview that often identifies areas of lost revenue

Conventional banks and asset-based lenders often “under-value” your receivables

Sun Capital HealthCare has a deep understanding and working knowledge of the healthcare industry, its industry specific regulatory requirements, and cash flow challenges. With our qualifying audit, the valuation we put on your claims will be higher, increasing the amount of funding you are eligible to receive. Additionally, the availability of funding grows with patient volume. 

Because we fund on a claim-by-claim basis, you have the flexibility to customize the SCH program to meet your cash flow and working capital requirements. By batching your A/R, other financing sources reduce the valuation of your claims, limiting the credit they are willing to provide. They may disqualify that collateral once the aging reaches 90 days, limiting your access to sufficient financing while still requiring a repayment schedule that decreases the amount of working capital available to you.

"The SCH Edge" gives you the edge in meeting the fiscal demands you face in the healthcare industry.